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Gesellschaft für Finanz- und Regionalanalysen   
Institute for Financial and Regional Analyses      

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GEFRA GbR

Gesellschaft für Finanz- und Regionalanalysen
[Institute for Financial and Regional Analyses]
Ludgeristr. 56
48143 Münster
Germany

Phone: +49-2 51-26 39 31-0
Fax: +49-2 51-26 39 31-9

E-Mail: info@gefra-muenster.de

Enterprise Shareholders
Prof. Dr. Gerhard Untiedt
Dr. Björn Alecke

Design/HTML
Inge Khodjasteh

Disclaimer
According to the decision of the county court of Hamburg from May 12 th 1998, whoever provides a link to an external site may be liable for the contents of the linked site. This may be averted - so the county court - by explicit dissociation from these contents. With direct or indirect links to external websites, which are not within the area of accountability of the authors, liability should only be assumed, in the case that the authors are in knowledge of these contents and if it was technically possible and reasonable to prevent the use of unlawful contents.
The authors explicitly affirm, that they observed no illegal contents at the point of time of setting links to these external websites. The authors have no influence on the present or future content /presentation and authorship of the external websites. Therefore, we explicitly disclaim liability for the contents of the linked external website locations. This applies to all of our links on this website as well as external entries in guestbooks, discussion panels, and mailing lists. The providers of these sites are legally responsible for illegal, deficient or incomplete contents and particularly for any damage arising from use or non-use of the offered information.

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